Hard money and private money real estate lender

Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan within 24 hours of receiving an inquiry and close within 48 hours. There is no feee for loan processing or other non essential fees. Simple 3 document closing. Loan rates as low as 8% with a 1% origination fee

About us

  • Cardinal Financial

    We are a private lender doing business from the same location in Denver CO since 1985. Because we use our own funds to make private money loans, we can structure a loan to meet your specific needs.

Quick Approval and Closing

Since we loan our own funds and don’t have to deal with outside rules. It will save you time to just call us today at 303-458-1100.

  • Private Money

    Unlike many “private money” lenders who are using investor funds or borrowing bank funds, we have no outside requirements. Because we use our own funds to make private money loans, we can structure a loan to meet your specific needs.

  • Fix and Flip Loans

    Fix and flip loans can include advances to cover 100% of remodeling costs. No inspection fee and other non-essential fees. 24-hour approval and a quick close.

  • Contact Us

    Call us at 303-458-1100
    Email us at cardinal802@gmail.com

Low cost private money loans

Loan Costs Rates & Fees

Because we don’t charge for an appraisal, review fees, inspection fees or other origination costs and because you pay only for the money you have borrowed and do not pay for money held for remodeling, you will save substantial money compared to most loan programs. Our customers come back to us for future lending needs because they save money and find the loan process easier.