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Hard money and private money real estate lender
Call Cardinal Financial today at 303-458-1100

Cardinal Financial, Inc.

We will loan you as much money as possible. Rates starting at 8%.
We are a private lender doing business from the same location in Denver CO since 1985. We make many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities, loan to settle estates auction bidding loans and many other types of loans. We can commit to a loan within 24 hours of receiving an inquiry and close within 48 hours. We don't charge for processing or other non essential fees. Simple 3 document closing.

 

Fix and Flip Loans

Fix and flip loans can include advances to cover 100% of remodeling costs.
  • Low document requirements
  • No processing fees or junk¯ fees
  • 24-hour approval
  • Quick close

Private Money

Unlike many “private money” lenders who are using investor funds or borrowing bank funds, we have no outside requirements. Because we use our own funds to make private money loans, we can structure a loan to meet your specific needs.

We make hard money loans with the lowest available interest rates. Most loans have no costs for appraisals, processing or other fees. If necesseary, we can give you a loan commitment within 24 hours.

We will loan you as much money as possible. Since we loan our own funds and don’t have to deal with outside rules. It will save you time to just call us today at 303-458-1100.


Types of Loans

Fix and Flip Loans

We can finance up to 100% of purchase price with added collateral. We finance up to 90% of the purchase price. We can advance up to 100% of remodeling costs.

Hard Money Loans

We make hard money loans with the lowest available interest rates, as low as 8%.

Private Money Loans

Because we use our own funds to make private money loans, we can structure a loan in any manner required to serve your needs.

Loans to IRAs and for Rental Properties

Cardinal Financial will make loans to self directed IRAs to make loans for business or investment including loans for fix and flip properties or loans to buy rental property. We also have a program that will let you purchase a property, remodel the property, and refinance up to 80% of the new after-repair market value.